Underwriting a term not used outside of businesses and agencies who perform this action on a daily basis. Nevertheless, it is a term which should be considered by anyone who evaluates their life.
Introspection, another term I use daily. Lately, when thinking about my investments. Evaluating my returns, debt and values [appreciation/depreciation]. Being ones own underwriter is important, I was reminded of this from a visit home.
In my early adult years I did not underwrite my life and I went bankrupt on more occasions than I care to remember. Making deposits where I expected high dividends and not investing in areas that I should have and knew were profitable; only to be disappointed at the end of the month when I reviewed my statement of life. Then tax season arrives and I am looking for a refund from some of my investments throughout the year but what I receive is a notice from the IRS [Insignificant Rogue Souls] who audit(remind you of all your poor yearly expenditures,want receipts, dates and transaction)me. Then they send me a bill of what I owe them. It was all I could do not to go away but I decided I was not making anymore investments and opened a Savings account instead.
This was great, keeping my deposits in one area, slow growing dividends but growing, no debt, returns monthly went directly into my account. Great I tell you, it was great, but it was too safe. Self-investment is good but it can't get in the way of life investments.
It was at this time I needed investment counseling. I learned the importance of determining my worth. However, this determination took a few years to perfect... and it still is not perfected, moreover it is a continual reassessment. Sometimes daily, monthly and there have been hourly reassessments. The point is are you underwriting your life. One important aspect is I have 24/7 support access and I use Him quite often{there is never a busy signal,no automated voice or voicemail}. I recommend him to everyone I come in contact with. So I recommend him to you too:)
I've made investments lately which I am paying high dividends,however all is not a loss because other investments have returned higher than I could have ever expected. A few adjustments here and tweaks there and the end of the month statement will be pleasing to my sight.
Think about it... how important is underwriting to you?
Sunday, October 18, 2009
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